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Cards for every occasion.

Choose the card that fits your life

Whether you're shopping online, travelling abroad, or building your savings — there's a Sinku card designed for you.

Free
Sinku Standard

Sinku Standard

No monthly fees — free forever
Low-fee in-app transfers to Sinku users
Accepted at 60M+ merchants worldwide

Terms and Conditions apply

Smart choice
Sinku Plus

Sinku Plus

Higher spending limits abroad
Purchase insurance on every transaction
Fee-free currency exchange up to $5,000/mo

Terms and Conditions apply

Best value
Sinku Premium

Sinku Premium

Up to 3% cashback on every purchase
Unlimited fee-free currency exchange
Priority 24/7 support and travel insurance

Terms and Conditions apply

Choose your plan

Standard Account

Account Fee: Free

For everyday banking essentials: everything you need to manage your money in one place. Send money abroad or stick to a budget — it's never been easier.

Plus Plan

Account Fee: $3.99/month

For the smart spender: unlock extra banking perks like higher limits for spending abroad and purchase insurance, at an affordable price.

Premium Plan

Account Fee: $8.99/month

For your daily upgrade: access exclusive subscriptions, better exchange rates, and unlimited currency exchange.

Shop online & in-store with virtual & physical cards

Apple Pay with Sinku Card

Simply tap with Apple or Google Pay.

Apple Pay
Contactless
Google Pay
Sinku Mastercard cards

Withdraw cash from ATMs worldwide

Send money to friends in a single click.

Available on all plans

The new standard in banking

Virtual Cards

Stop overpaying your bank

Pay internationally without carrying cash. Skip the hidden fees and spend abroad at the real exchange rate — at a fraction of what traditional banks cost.

Pay at 60M+ merchants in 150+ countries

Real exchange rates with fees up to 8x lower

No need to carry cash — tap, pay, done

Accepted everywhere Visa and Mastercard work

One card. Total control. Zero compromise.

Manage your spending from the app, set custom limits, freeze your card in a tap, and get real-time notifications for every transaction. Your money, your rules.

🔔
Real-time notifications

Real-time notifications

Know exactly when and where your money is spent — instantly.

Instant freeze

Instant freeze

Lost your card? Freeze it in one tap. Found it? Unfreeze just as fast.

🎛️

Custom spending limits

Set daily, weekly, or monthly limits to stay in control of your budget.

Get Your Card in Just 3 Easy Steps

No queues, no delays, no hassle. Get your card and start spending with confidence today.

01

Start for Free

Create your free account in minutes — no paperwork needed.

02

Pick Your Card

Choose from our exclusive collection of card designs.

03

Use It Instantly

Start spending online immediately with your virtual card.

Sinku Card