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Sinku card payment

Payments without borders

Send, receive, and manage money across the world — with low fees between Sinku users and real exchange rates on every transfer.

Payments

Move money freely

Send money to anyone, anywhere in the world — instantly and with low fees between Sinku users. No middlemen, no delays, no hidden charges.

Person holding Sinku card

Pay friends and family, instantly

Send money between Sinku users in seconds with low fees on every in-app P2P transfer. Whether it's to someone next door or across the ocean — send, receive, and manage everything from one app.

Fees may apply for certain payment methods. Terms and Conditions apply.

Sending money with Sinku
Pay friendsSplit paymentsSend abroad

Payment methods built for the way you live

Send to your contacts

Both on Sinku? Just search their name and tap Send. Instant and effortless — no matter where they are. Fees may apply for cross-border transfers and are always shown before you confirm.

Share a payment link

Generate your unique payment link and share it anywhere. Get paid without sharing bank details — perfect for freelancers, sellers, and side hustles.

Send money worldwide

Transfer money across borders at the real exchange rate. Low-fee transfers between Sinku users, and up to 5x cheaper than banks for everyone else. Fees may apply for cross-border transfers — you'll always see the exact cost before confirming.

Multi-currency

Hold, convert, and spend in 30+ currencies

Stop losing money to unfair exchange rates. Hold USD, EUR, GBP, and more — convert at the real rate and spend internationally like a local. Preview rates before you convert and lock them in when it works for you.

Sinku cards

Compare and save on every transfer

See exactly how much more your recipient gets with Sinku vs. the competition.

You send
$
Recipient gets
ECV22,155
Arrival time
Instant
Transfer fee
$0.00

Why pay more? Compare and save.

You send $200.00 USDCVE

MoneyGram
MoneyGram
Transfer fee: $4.99 · Instant**
20,846 CVE
-1,309 CVE
Western Union
Western Union
Transfer fee: $5.90 · Instant**
20,641 CVE
-1,514 CVE

Exchange rate: 1 USD = 110.78 CVE

The above information applies when sending money in the national currency of the recipient account. The list of providers is not exhaustive and we plan to add more soon. For all providers, we are showing the costs based on the Standard/Basic plans only. Exchange rates and transfer fees displayed are illustrative and only refreshed every minute. Always check the applicable rate and transfer fees in-app before carrying out your transfer. In-app P2P transfers between Sinku users have low fees.

**MoneyGram and Western Union instant transfers may not be available on Sundays and public holidays.